A Commitment to Protecting, Preserving, and Respecting Your Privacy
Types of Nonpublic Personal Information We Collect and How We Use It
As part of our insurance business, employees, representatives, agents and selected third parties may collect nonpublic personal information about our customers. This includes the following:
Information we have received from you on applications or other forms.
Information about transactions with us, our affiliates or third parties.
Information from others, such as credit reporting agencies, employers, and federal and state agencies.
Nonpublic personal health information, like medical reports, for certain types of insurance policies in order to underwrite the policy,administer claims or perform other insurance or insurance related functions.
Examples of nonpublic personal information we may collect are your name, address,social security number, date of birth, gender,medical history,account activity, account balances, income,assets, marital status,payment history, insurance premiums,liabilities, beneficiaries and information received from a consumer and/or credit reporting agency.
Types of Nonpublic Personal Information We Share and with Whom We Disclose
We do not share nonpublic personal information about our customers with anyone,except as permitted by law. We may disclose, as allowed by law, all types of nonpublic personal information as is necessary in order to conduct our business to: (1)affiliated companies, employees, agents,representatives and third parties that administer and service customer accounts on our behalf and that market our services; or (2)other insurance and/or financial institutions with which we have joint marketing agreements.
Examples of the types of companies and individuals with whom we disclose nonpublic personal information are attorneys,trustees, third-party administrators, insurance agents, registered brokers/dealers,insurance companies, insurance support organizations, banks, credit reporting agencies, medical professionals, auditors, federal and state regulators, transfer agents, and re-insurers.
If medical information is collected in the course of providing insurance services to you, this personally identifiable health information willnot be used for any purpose, unless the customer or the applicable law authorizes further sharing. We do not sell nonpublic personal information about our customers to other companies so they may solicit you. We disclose this nonpublic personal information outside the company only as authorized by you or for a specific business purpose.
Our Safeguards to Protecting Nonpublic Personal Information
We restrict access to nonpublic personal information to authorized individuals who need to know the information to provide benefits and improved products and services to our customers. We have guidelines in place that inform and give direction to our employees, agents, and representatives acting on our behalf on how to protect and use nonpublic personal information. We maintain physical, electronic, and procedural safeguards that protect nonpublic personal information.We will continue to enhance our security procedures, as new technologies become available.
This Policy is provided to you in accordance with the privacy provisions in Title V of the Gramm-Leach-Bliley Act. We may change this policy and/or related procedures at any time, in accordance with applicable federal and state laws. Customers with a continuing relationship will receive appropriate notice if our Policy changes.
Please send your written request to us at the address below:
All Valley Agency,Inc.
Attention: Customer Privacy Inquiries
PO Box 161
Payette, ID 83661