Many peope are finding that Health Insurance is now affordable to them.
countdown to Open Enrollment
Open enrollment: Individual and Families can enroll in private coverage through the Marketplace or direct enrollement through an insurance company, but only during open enrollment, unless you qualify for a
All Valley Agency, Inc.
is certified through the federal and state exchanges to provide coverage for the ACA/Obama Care.
All Valley can guide and enroll you through the process and we provide complete customer and claims assistance after the sale.
HOURS & LOCATION
921 Center Ave.
P.O. Box 161
Payette, ID 83661
Monday - Friday
9:00 am to 5:00 pm
9:00 am to 3:00 pm
Evenings by Appointment
Plans are now available regardless of your health. There are NO Health questions or waiting periods on pre-existing health conditions.
Major Medical coverage
Marketplace Insurance, how to qualify with Annual Premium Tax credit and cost sharing. Determined by household and income or qualify for medicaid, CHIP or Medicare.
Individual health plans for all ages, applying directly to the insurance company or applying through the marketplace.
Group health, life, dental, vision and cancer insurance plans for any business 2 or more employees
OPEN ENROLLMENT for individual health insurance begins November 1st ending December 15 of 2017 year, FOR A January 1, 2018 effective date. If you are applying outside of open enrollment you MUST have a life changing event that qualifies you for a SPECIAL ELECTION PERIOD. These include the following;
Loss of essential health coverage: If you or one of your dependents lose health coverage that meets minimum government standards.
Change of family structure: If you gain a dependent or become a dependent because of a marriage, death in the family, or birth or adoption of a child.
Change in citizenship status: If you become a U.S. citizen, national, or gain lawful status in the United States.
Experience government error: If you lose, change, or enroll in coverage because of an error committed by an officer, employee, or agent of the Exchange or the Department of Health and Human Services.
Change in subsidy eligibility: If you are determined newly eligible or newly ineligible for subsidies (advance payments of the premium tax credit or cost-sharing reductions).
Move to a new coverage area: If you permanently move to a new area and gain access to new Qualified Health Plans.
Annual premium tax credit (that lowers your monthly premium) and cost sharing (that helps pay out of pocket costs)
Comparisons of plans, cost and coverage
Individuals are required to have health insurance or pay a penalty (PENALTY INFORMATION)
Group Insurance Coverage
All Valley Agency provides group health coverage to groups of all sizes. Small or Large we work with employers to provide the best coverage possible at the lowest cost.
Administration and creative partially self funded plans
Fast turn around on all quote requests and All Valley Agency can provide simplified enrollment services on all plans.
We shop the market to find the best deal, contact us for a fast quote!